Jarratt enlisted as a private in Co. D of the 5th VA Cavalry on May 17, 1861. This company became Co. B of the 13th VA Cavalry in 1862. Jarratt, son of a prominent Petersburg businessman and hotel owner, furnished a substitute, Thomas W. Rainey, who took his place on October 13, 1862. There is some indication that Jarratt was conscripted into the light artillery later in the war.
By 1876, Jarratt had moved to Denison in Grayson County, TX, where he was a cotton buyer. He appears under the same profession in the 1880 census in Sherman, also in Grayson County, where he was residing with James R. Cowles, another Randolph-Macon alumnus and war veteran. His subsequent history is unknown.
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